1. Member who has reached the retirement age of 55
2. Member is entitled to withdraw all funds in the general & preserved accounts.
3. Member may opt for retirement products that includes life pension, term annuity or lump sum withdrawal
4. Member is eligible to re-join FNPF as a Compulsory member after the first full withdrawal if he/she is still employed

1. The member must complete application form FW01 (Retirement).
2. An original or certified full extract of birth & marriage certificate printed after year 2000 (if applicable).
3. FNPF Membership Card or FNPF Joint ID Card.
4. In the absence of FNPF Membership/Joint Card, other valid ID cards such as driver’s license or passport.
5. Latest bank statement (Local/Overseas).
6. Where member opts for joint pension, original or certified (by lawyer or Commissioner of Oath or Notary Public (Overseas) marriage certificate and birth certificate of spouse and certified passport photo.
7. If member opting for Pension, original or certified (by lawyer or Commissioner of Oath or Notary Public (Overseas) birth certificate and passport size photo of the Nominee. Original or certified copy of Marriage certificate (if applicable).
8. Where member opts for payment into overseas bank account, the member shall submit details of the overseas bank account number and branch address, BSB (Bank State Branch) number, swift code and routing number; certified copy of valid passport and visa details.
9. Re-entry and nomination forms where member has opted to re-join the Fund.
10. Detailed employment history showing name & address of employer and dates employed.

1. Payment shall be made directly to member’s bank account.
2. Any bank charges for the purchase of a bank draft or telegraphic transfer is deducted from the member’s withdrawal payment.

1. The member must be medically certified to be physically or mentally incapacitated from ever engaging in further employment.
2. The certification must be made by a medical practitioner, registered under Part II of the Medical Practitioner’s Act.
3. The FNPF may appoint one or more members of the Medical Board to review and assess the medical report submitted by the member and make appropriate recommendation.
4. The member may be requested by the Medical Board to provide further documentary evidence of his/her condition.
5. For members who are unable to sign due to their physical condition, the member is required to complete and submit FNPF7 (Change of Records form).

1. The member has to complete FNPF form FW03 (Medical).
2. The medical practitioner completes form FNPF FW03MP.
3. A detailed medical report on medical institute’s official letter head stamped and signed by the medical practitioner registered under Part 11 of Medical Practitioners Act.
4. Acceptance of resignation or termination of employment letter on medical grounds from last employer (if employed in last 6 months) signed by the employer and on the employers letter head.
5. FNPF Membership card.
6. An original or certified full extract of birth & marriage certificate printed after year 2000 (if applicable).
7. Certified copy of member’s recent photo ID in absence of FNPF Joint ID card.
8. Where member opts for joint pension, members original or certified marriage certificate, spouse’s original or certified birth certificate and certified passport photo.
9. If member opting for Pension, original or certified (by lawyer or Commissioner of Oath or Notary Public (Overseas)  birth certificate and passport size photo of the Nominee. Original or certified copy of Marriage certificate and certified passport photo (if applicable).
10. Latest bank statement (Local/Overseas).
11. Where member opts for payment into overseas bank accounts, the member shall submit details of overseas bank account number and branch address, BSB number, swift code and routing number.
12. Where a member is not mentally capable of making decisions, a report from the committee appointed under Medical Treatment Act certifying the mental condition of the member.

1. Payment will be made directly to member’s bank account.
2. Any bank charges for the purchase of a bank draft or telegraphic transfer is deducted from the member’s withdrawal payment.

You can apply for full withdrawal if you:

• have total FNPF balance of $10,000 or less.
• are 50 to 54 years old.
• have been unemployed for 12 months or more

The required documents are as follows:

• Original or certified copy of your Birth and/or Marriage Certificate (if applicable) printed after year 2000 (if not previously provided).
• Valid photo ID card (FNPF/FRCS Joint ID, Voters ID, Driver’s License or Passport)
• Local bank Statement – latest and within a month old OR
• Overseas bank statement – also provide a certified true copy of your passport showing identification details, certified true copy of PR Visa pages, BSB/Routing Number, Swift Code and physical address of Bank).

All document copies must be certified by either an authorized FNPF officer, Justice of Peace, Commissioner for Oath or Notary Public (overseas). Forms can be witnessed by any other person.

1. Advice of death must be filed by the member’s next of kin by completing FW02 Advice of Death Form.
2. Certified original copies of the following documents pertaining to the member:

• Death certificate issued by Registrar General’s Office.
• Birth certificate (to have ‘DECEASED’ watermark if the member died overseas).
• Latest extract of marriage certificate (in the case where a member was married more than once, all marriage certificates).
• If the member was never married, a statutory declaration by the next of kin witnessed by a lawyer confirming the deceased marital status.
• If the member was divorced a statutory declaration by next of kin witnessed by a lawyer confirming the deceased marital status after divorce with a certified copy of the latest extract of the marriage certificate with the divorce details and/or decree absolute.
• Detailed employment history of the deceased showing employer name & address and period of employment.
• Other forms of ID of the informant if required for proper ID verification. That is FNPF membership card or, other valid ID such as a driver’s license and passport.

1. The nominee(s) must complete the FW02N Nominee Claim Form.
2. Nominee(s) birth certificate – full extract printed after the year 2000.
3. Nominee(s) latest bank statement for local bank deposit.
4. For overseas bank deposits, detailed bank account information, certified copies of passport and visa.
5. Valid Photo ID Card of the nominee, that is, FNPF Joint ID card, driver’s license or passport.

1. Life Pension regular monthly payment paid out to the pensioner until he/she dies. It can be a sole or joint pension and different rates are applied for each.
2. Term Annuity allows a member to set all or set aside some of his/her balance in their FNPF account for a fixed term of 5, 10 or 15 years; different rates apply for each of the fixed terms.
3. Lump-Sum withdrawal allows members to withdraw some, or all, of their pension conversion amount as a lump sum.
4. A combination of lump sum and/or life pension and/or term annuity.

• The Pension option submitted and accepted by FNPF shall be deemed to be the final decision of the member; thus, it’s important for the member to carefully consider his/her options and to choose wisely.
• Member cannot make changes to the pension options after the acceptance of the application form by FNPF. Again, the need to consider your options and choose wisely.

1. Shall be directly made to nominee’s nominated bank account.
2. Any bank charges for the purchase of a bank draft or telegraphic transfer is deducted from the member’s withdrawal payment.