Housing Assistance
Housing Assistance

As a member of FNPF you are entitled to:

  •  Build a house with a minimum amount of $10,000.00 either solely or jointly if there are multiple applicants applying for the same  project.
  • Extend or Renovate with a minimum amount of $5,000.00 either solely or jointly if there are multiple applicants applying for the  same project.
  • Quick Repairs with a maximum amount of $5,000.00. You may re-apply after a period of 3 years from the last payment date.

Things to Know Before You Proceed

  • You must have sufficient General Account Balance.
  • An early withdrawal will reduce your General Account balance and will also reduce your retirement funds when you reach the age of 55.
  • Any Unaccounted Housing from January 2011 will disqualify you from any further Housing withdrawal until the previous application is cleared.

What if my General Account is not Enough, Can I Access My Preserved Account?

  • You may access your Preserved Account ONLY if it is your first housing application to build a house.
  • The maximum limit you can access is 21% of your Preserved Account balance.
  • This would mean that the total amount that you withdraw would be 51% of your total balance (GA [30%] + PA [21%]).
  • Your General Account balance will remain at zero until your Preserved Account has been filled OR 5 years has passed from the month you made the housing withdrawal.
  • You can only use your Preserved Account once.

Housing Withdrawals Before 1st November, 2014

If you had made a housing withdrawal before the 1st November,2014 with an amount less than $5,000.00, You may access your Preserve Account for building a house.

Village OR Mataqali OR Community Trust Housing

Here are the options available for you as a member if you live in a village or Mataqali land or community trust or if you are thinking of starting out in one.

Options Min or Max Limit You Can Request
Build Your Home Min. $10,000.00
Make Quick Repairs Max. $5,000.00
Extend Your Home Max. $5,000.00
Renovate Your Home Min. $5,000.00
Electrification Installation Depending on Project Cost
Installation of Solar System Depending on Project Cost
Installation of Water Tanks Depending on Project Cost

Do you plan to build your home using your FNPF money?

You will need to submit the following details:

# Document Description
1 Building Plan • Must be stamped by the Ministry of Provincial Development and National Disaster Management.
2 Quantity Surveyor Report or Civil Engineer’s Report • Report must be detailed.
• Must show the scope of work, estimated cost, and completion stage.
• This is only if the total cost of building your home is more than $10,000.
3 Two (2) quotations from General Contractors • Quotes must be from reputable registered contractors.
• Must show the breakdown of the project in stages with the cost of each stage.
4 Two (2) quotations for building materials • Quotes must be from reputable hardware suppliers.
• This is only if you are going to build your own home.
5 Two (2) quotations for labour • This is only if you are going to build your own home.
6 Evidence of your contribution. • This can be your bank statement OR
• Receipts for materials already purchased OR
• Photos showing materials onsite OR
• Photos showing work in progress
7 Bank Statement • A month old
• Bank Account should be under your name.
8 FNPF 9V02 Form •Completed Form

Do you plan to build your home using your FNPF money?

You will need to submit the following details:

Building Plan

  • Require engineer, architecture certified plans

Quantity Surveyor Report or Civil Engineer’s Report

  • Report must be detailed.
  • Must show the scope of work, estimated cost, Up to Completion stage.
  • This is only if the total cost of building your home is more than $30,000 or more.

One (1) quotation from General Contractors

  • Quotes must be from reputable registered contractors.
  • Must show the breakdown of the project in stages with the cost of each stage.

One (1) quotation for building materials

  • Quotes must be from reputable hardware suppliers.
  • This is only if you are going to build your own home.

One (1) quotation for labour

  • This is only if you are going to build your own home.

Evidence of your contribution.

  • This can be your bank statement OR
  • Receipts for materials already purchased OR
  • Photos showing materials onsite OR
  • Photos showing work in progress

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Village Housing Form

You may also use your General Account to make quick repairs to your home.
You will need to submit the following details:

# Document Description
1 Two (2) quotations for building materials • Quotes must be from reputable hardware suppliers
2 One (1) quotation for labour • Your labour and transportation costs must not be more than 30% of the total cost of the repairs.
3 Four (4) photographs • Showing the four sides of your home.
• Signed by the Turaga ni Koro if your home is within the village boundary OR
• Signed by the Head of the Landowning Unit if your home is to be in a Mataqali land OR
• Signed by the Head of Trustee if your home is to be in a community trust land.
4 Bank Statement •A month old
•Bank Account should be under your name.
5 FNPF 9V02 Form • Completed Form

You may also use your General Account to make quick repairs to your home.
You will need to submit the following details:

One (1) quotation for building materials

  • Quotes must be from reputable hardware suppliers

One (1) quotation for labour

  • Your labour and transportation costs must not be more than 30% of the total cost of the repairs.

Four (4) photographs

  • Showing the four sides of your home.
  • Signed and stamped by Turaga ni Koro and Assistance Roko or Roko of the Provincial Office.

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Village Housing Form

Do you want to extend your home using your FNPF money?
You will need to submit the following details:

# Document Description
1 Extension Plan • Stamped by the Ministry of Provincial Development and National Disaster Management.
2 Quantity Surveyor Report or Civil Engineer’s Report • Report must be detailed.
• Must show the scope of work, estimated cost, and completion stage.
• This is only if the total cost of building your home is more than $10,000.
3 Two (2) quotations from General Contractors • Quotes must be from reputable registered contractors.
• Must show the breakdown of the project in stages with the cost of each stage.
4 Two (2) quotations for building materials • This is only if you are going to extend your own home.
• Quotes must be from reputable hardware suppliers.
5 Two (2) quotations for labour • This is only if you are going to extend your own home.
6 Evidence of your contribution. • This can be your bank statement OR
• Receipts for materials already purchased OR
• Photos showing materials onsite OR
• Photos showing work in progress
7 Four (4) photographs • Showing the four sides of your home.
• Must be signed by the Turaga ni Koro if your home is within the village boundary.
• Must be signed by the Head of the Landowning Unit if you home is to be in a Mataqali land.
• Must be signed by the Head of Trustee if your home is to be in a community trust land.
8 Bank Statement • A month old
• Bank Account should be under your name.
7 FNPF 9V02 Form • Completed Form

Do you want to extend your home using your FNPF money?
You will need to submit the following details:

Extension Plan

  • require engineer, architecture certified plans

Quantity Surveyor Report or Civil Engineer’s Report

  • Report must be detailed.
  • Must show the scope of work, estimated cost, and completion stage.
  • This is only if the total cost of building your home is more than $10,000.

Onw (1) quotation from General Contractors

  • Quotes must be from reputable registered contractors.
  • Must show the breakdown of the project in stages with the cost of each stage.

One (1) quotation for building materials

  • This is only if you are going to extend your own home.
  • Quotes must be from reputable hardware suppliers.

Two (2) quotations for labour

  • This is only if you are going to extend your own home.

Evidence of your contribution.

  • This can be your bank statement OR
  • Receipts for materials already purchased OR
  • Photos showing materials onsite OR
  • Photos showing work in progress

Four (4) photographs

  • Showing the four sides of your home.
  • Must be signed by the Turaga ni Koro if your home is within the village boundary.
  • Must be signed by the Head of the Landowning Unit if you home is to be in a Mataqali land.
  • Must be signed by the Head of Trustee if your home is to be in a community trust land.

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Village Housing Form

Do you plan to renovate your home using your FNPF money?

You will need to provide us with the following details:

# Document Description
1 Quantity Surveyor Report or Civil Engineer’s Report • Report must be detailed.
• Must show the scope of work, estimated cost, and completion stage.
• This is only if the total cost of building your home is more than $10,000.
2 Two (2) quotations from General Contractors • Quotes must be from reputable registered contractors.
• Must show the breakdown of the project in stages with the cost of each stage.
3 Two (2) quotations for building materials • This is only if you are going to do the renovation.
• Quotes must be from reputable hardware suppliers.
4 Two (2) quotations for labour • This is only if you are going to do the renovation.
5 Evidence of your contribution. • This can be your bank statement OR
• Receipts for materials already purchased OR
• Photos showing materials onsite OR
• Photos showing work in progress
6 Four (4) photographs • Showing the four sides of your home.
• Must be signed by the Turaga ni Koro if your home is within the village boundary OR
• Must be signed by the Head of the Landowning Unit if you home is to be in a Mataqali land OR
• Must be signed by the Head of Trustee if your home is to be in a community trust land.
7 Bank Statement • Bank statement must be a month old.
• Bank Account should be under your name.
8 FNPF 9V02 Form • Completed Form

Do you plan to renovate your home using your FNPF money?
You will need to provide us with the following details:

Quantity Surveyor Report or Civil Engineer’s Report

  • Report must be detailed.
  • Must show the scope of work, estimated cost, and completion stage.
  • This is only if the total cost of building your home is more than $10,000.

One (1) quotation from General Contractors

  • Quotes must be from reputable registered contractors.
  • Must show the breakdown of the project in stages with the cost of each stage.

Evidence of your contribution.

  • This can be your bank statement OR
  • Receipts for materials already purchased OR
  • Photos showing materials onsite OR
  • Photos showing work in progress

Four (4) photographs

  • Showing the four sides of your home.
  • Must be signed by the Turaga ni Koro if your home is within the village boundary OR
  • Must be signed by the Head of the Landowning Unit if you home is to be in a Mataqali land OR
  • Must be signed by the Head of Trustee if your home is to be in a community trust land.

One (1) quotations for building materials

  • This is only if you are going to do the renovation.
  • Quotes must be from reputable hardware suppliers.

One (1) quotations for labour

  • This is only if you are going to do the renovation.

Bank Statement

  • Bank statement must be a month old.
  • Bank Account should be under your name.

Completed Form – Download Village Housing Form

Do you plan to wire your house for electricity using your FNPF money?
You must be a legal owner of the property and you will need to provide us with the following details:

# Document Description
1 Permit • Approved by FEA
2 Two (2) quotations from Electrical Contractors • Quotes must be from registered Electricians.
• Must show the breakdown of the project in stages with the cost of each stage.
3 Two (2) quotations of materials • Must be from different hardware/electrical suppliers.
4 Bank Statement • A month old
• Bank Account should be under your name.
5 FNPF 9V02 Form • Completed Form

Do you plan to wire your house for electricity using your FNPF money?
You must be a legal owner of the property and you will need to provide us with the following details:

Permit

  • Approved by FEA

One (1) quotation from Electrical Contractors

  • Quotes must be from registered Electricians.
  • Must show the breakdown of the project in stages with the cost of each stage.

One (1) quotations of materials

  • Must be from different hardware/electrical suppliers.

Four (4) photographs

  • Showing the four sides of your home.
  • Signed and stamped by Turaga ni Koro and Assistance Roko or Roko of the Provincial Office

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Village Housing Form

Do you plan to install a Solar System using your FNPF money?
You must be the legal owner of the property and you will need to provide us with the following details:

# Document Description
1 Two (2) quotations from Electrical Contractors • Quotes must be from registered Electricians
• Must show the breakdown of the project in stages with the cost of each stage.
2 Two (2) quotations of solar system. • If applicable.
3 Bank Statement • A month old
• Bank Account should be under your name.
4 FNPF 9V02 Form • Completed Form

Do you plan to install a Solar System using your FNPF money?
You must be the legal owner of the property and you will need to provide us with the following details:

One (1) quotation from Electrical Contractors

  • Quotes must be from registered Electricians
  • Must show the breakdown of the project in stages with the cost of each stage.

One (1) quotation of solar system.

  • If applicable.

Four (4) photographs

  • Showing the four sides of your home.
  • Signed and stamped by Turaga ni Koro and Assistance Roko or Roko of the Provincial Office

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Village Housing Form

Do you plan to install a water tank on your property using your FNPF money?
You must be the legal owner of the property and you will need to provide us with the following details:

# Document Description
1 Two (2) quotations for Water Tank • The quotes have to be from reputable hardware suppliers.
• The quotes can include installation costs.
2 Two (2) quotations of Installation • If the installation is done separately.
3 Four (4) photographs • Showing the four sides of your home.
• Have to be signed by the Turaga ni Koro if your home is within the village boundary OR
• Have to be signed by the Head of the Landowning Unit if you home is to be in a Mataqali land OR
• Have to be signed by the Head of Trustee if your home is to be in a community trust land.
4 Bank Statement • A month old
• Bank Account should be under your name.
5 FNPF 9V02 Form • Completed Form

Do you plan to install a water tank on your property using your FNPF money?
You must be the legal owner of the property and you will need to provide us with the following details:

One (1) quotations for Water Tank

  • The quotes have to be from reputable hardware suppliers.
  • The quotes can include installation costs.

One (1) quotation of Installation

  • If the installation is done separately.

Four (4) photographs

  • Showing the four sides of your home.
  • Signed and stamped by Turaga ni Koro and Assistance Roko or Roko of the Provincial Office

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Village Housing Form

Urban Housing

As a member of the FNPF you are entitled to:

  • Build a house with a minimum amount of $10,000.00 either solely or jointly if there are multiple applicants applying for the same project.
  • Extend or Renovate with a minimum amount of $5,000.00 either solely or jointly if there are multiple applicants applying for the same project.
  • Quick Repairs with a maximum amount of $5,000.00. You may re-apply after a period of 3 years from the last payment date.
  • Access your General Account to purchase a land or dwelling house or extending, renovating, reducing, or paying off a home loan by way of investment provided the property is registered under your name.

Things to Know Before You Proceed

  • You must have sufficient General Account Balance.
  • An early withdrawal will reduce your General Account balance and will also reduce your retirement funds when you reach the age of 55.
  • Any Unaccounted Housing from January 2011 will disqualify you from any further Housing withdrawal until the previous application is cleared.

What if my General Account is not Enough, Can I Access My Preserved Account?

  • You may access your Preserved Account ONLY if it is your first housing application to purchase a vacant land (for urban housing only) or purchase an existing house or to build a house.
  • The maximum limit you can access is 21% of your Preserved Account balance.
  • This would mean that the total amount that you withdraw would be 51% of your total balance (GA [30%] + PA [21%]).
  • Your General Account will remain at Zero until the amount drawn from the Preserved Account is fully repaid OR 5 years.
  • You can only access your Preserved Account once.

Housing Withdrawals Before 1st November, 2014

If you had made a housing withdrawal before the 1st November,2014 with an amount less than $5,000.00, you may also access your Preserved Account for purchasing a vacant land or purchasing a house or building a house.

Here are the options available for you as a member if you live in within a town or city or if you are thinking of starting out in one.

Options Min or Max Limit You Can Request
Buying Your Property Depending on Eligibility
Buying Land from TLTB Depending on Eligibility
Buying Land from Lands Dept. Depending on Eligibility
Paying Survey Fees Cost of Surveying Fees
Reduce Your Home Loan Min. 15% of outstanding loan amount/td>
Pay Off Your Home Loan Depending on Eligibility
Make Quick Repairs Max. $5,000.00
Build Your Home (Partly Financed) Depending on Eligibility
Build Your Home (Fully Financed by FNPF) Min. $10,000.00
Extend Your Home Max. $5,000.00
Renovate Your Home Min. $5,000.00
Electrification Installation Depending on Project Cost
Installation of Solar System Depending on Project Cost
Installation of Water Tanks Depending on Project Cost
Discharge Not Applicable

Thinking of buying your dream home or your very own piece of land?
Here is what you need before you visit your nearest FNPF office:

Title (Copy)

  •  A month old showing the latest transactions.
  •  Signed and stamped by the Registrar of Titles

Valuation Report

  • Report was done in the last 5 years.

Sales and Purchase Agreement witnessed by a Solicitor

Valid Consent

Consent for HASL, Methodist Lease and ITaukei Land

Building Plan

Copy of plan approved by local authority

Copy of Signed Offer Letters for All Lending (Signed Copy)

If you are also taking a loan from any of our panel of Lenders.

Bank Statement

This is only needed if you are choosing to use only your FNPF money and not borrow from any of our panel of Lenders and your FNPF money is not sufficient to buy the property.

Completed Form – Download Urban Housing Form

Thinking of buying your dream home or your very own piece of land?
Here is what you need before you visit your nearest FNPF office:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Valuation Report • Report was done in the last 5 years.
• Report was prepared by any of our panel of Valuers
3 Sales and Purchase Agreement or Sale Note (Copy)
4 Building Plan (Draft) You will have to give us a copy of the plan when it is approved.
5 Lender’s Offer (Signed Copy) If you are also taking a loan from any of our panel of Lenders.
6 Bank Statement This is only needed if you are choosing to use only your FNPF money and not borrow from any of our panel of Lenders and your FNPF money is not sufficient to buy the property.
7 FNPF 9U01 Form •Completed Form

Do you plan to buy a piece of land from the TLTB?
You will need to provide us with the following details:

# Document Description
1 iTaukei Lease • Stamped copy of the document
2 Offer Letter • Showing the breakdown of fees
3 Statement of Account • If there is money left to be paid on your TLTB account.
4 FNPF 9V02 Form • Completed Form

Do you plan to buy a piece of land from the TLTB?
You will need to provide us with the following details:

iTaukei Lease

Stamped copy of the document

Offer Letter

Showing the breakdown of fees

Statement of Account

If there is money left to be paid on your TLTB account

Offer Letter

Showing the breakdown of fees

Completed Form – Download Urban Housing Form

Do you plan to buy a piece of land from the Lands Department?
You will need to provide us with the following details:

# Document Description
1 Crown Lease • Unregistered
2 Offer Letter • Showing the breakdown of fees
3 Statement of Account • If there is money left to be paid on your Lands Dept. account.
4 FNPF 9U01 Form • Completed Form

Do you plan to buy a piece of land from the Lands Department?
You will need to provide us with the following details:

Crown Lease

Unregistered

Offer Letter

Showing the breakdown of fees

Statement of Account

If there is money left to be paid on your Lands Dept. account.

Completed Form – Download Urban Housing Form

Do you plan to pay for your land survey fees using your FNPF money?

You will need to provide us with the following details

# Document Description
1 Two (2) Surveyor Quotes • The quotes must be from registered surveyors.
• The quotes must show the breakdown of work with the associated cost.
2 Approved Survey Instruction Form • Copy only
8 FNPF 9U01 Form • Completed Form

Do you plan to pay for your land survey fees using your FNPF money?

You will need to provide us with the following details

One (1) Surveyor Quotes

  • The quotes must be from registered surveyors.
  • The quotes must show the breakdown of work with the associate

Approved Survey Instruction Form

Copy only

Completed Form – Download Urban Housing Form

Title (Copy)

  • A month old showing the latest transactions.
  • Signed and stamped by the Registrar of Titles.

Bank Statement

  • A month old
  • Bank Account should be under your name.

Do you plan to reduce your home loan with an FNPF Approved Lender?
You will need to provide us with the following details:
• You must have enough money in your General Account to pay off a minimum of 15% of your current loan amount.
• FNPF reserves the right to consider an application on its own merit to avoid mortgagee sale or cases already under mortgagee sale.
• You are the legal owner of the property.
Documents that you need to submit:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Acceptance Letter • Signed by you and the lender
3 Statement of Account • Your housing loan account
4 FNPF 9V02 Form • Completed Form

Additional documents that may be required by us for Mortgagee Sale Cases Only include:

# Document Description
1 Letter of Confirmation from Lender • To confirm that you and the lender have made a satisfactory arrangement on the continuation of loan repayments.
2 Letter of Confirmation on Withdrawal of Default Notice • Confirmation from the Lender that they have taken back the default notice.
3 Default Notice • Copy
• Or copy of mortgagee sale advertisement

Do you plan to reduce your home loan with an FNPF Approved Lender?
You will need to provide us with the following details:
• You must have enough money in your General Account to pay off a minimum of 15% of your current loan amount.
• FNPF reserves the right to consider an application on its own merit to avoid mortgagee sale or cases already under mortgagee sale.
• You are the legal owner of the property.
Documents that you need to submit:

Title (Copy)

  •  A month old showing the latest transactions.
  •  Signed and stamped by the Registrar of Titles

Acceptance Letter

Acceptance Letter

Acceptance Letter

Signed by you and the lender

Statement of Account

Your housing loan account

Completed Form – Download Urban Housing Form

Additional documents that may be required by us for Mortgagee Sale Cases Only include:

Letter of Confirmation from Lender

To confirm that you and the lender have made a satisfactory arrangement on the continuation of loan repayments.

Letter of Confirmation on Withdrawal of Default Notice

Confirmation from the Lender that they have taken back the default notice.

Default Notice

  • Copy
  • Or copy of mortgagee sale advertisement

Do you wanting to pay off your Home Loan?
You can, provided that:

  • You have enough money in your General Account to pay off your current loan amount.
  • The FNPF reserves the right to consider an application on its own merit to avoid mortgagee sale or cases already under mortgagee sale.
  • You are the legal owner of the property.

You may also use your General Account to make quick repairs to your house.
However, you must be the legal owner of the property and you will need to provide us with the following details:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Two (2) quotations for building materials • Quotes have to be from reputable hardware suppliers
3 One (1) quotation for labour
4 Four (4) photographs • Showing the four sides of your home.
4 Bank Statement • A month old
• Bank Account should be under your name.
5 FNPF 9U01 Form • Completed Form

You may also use your General Account to make quick repairs to your house.
However, you must be the legal owner of the property and you will need to provide us with the following details:

Title (Copy)

  • A month old showing the latest transactions.
  • Signed and stamped by the Registrar of Titles.

One (1) quotation for building materials

Quotes have to be from reputable hardware suppliers

One (1) quotation for labour

Four (4) photographs

Showing the four sides of your home.

Bank Statement

  •  A month old
  • Bank Account should be under your name.

Completed Form – Download Urban Housing Form

Do you plan to build your home by taking a loan from an FNPF Approved Lender and want to also use your FNPF money?
You will need to provide us with the following details:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Building Plan • Approved by the relevant local authority
3 Acceptance Letter • Signed by you and the lender
4 FNPF 9U01 Form • Completed Form

Do you plan to build your home by taking a loan from an FNPF Approved Lender and want to also use your FNPF money?
You will need to provide us with the following details:

Title (Copy)

  • A month old showing the latest transactions.
  • Signed and stamped by the Registrar of Titles

Acceptance Letter

  • Signed by you and the lender

Completed Form – Download Urban Housing Form

Do you plan to build your home using only your FNPF money?
You will need to provide us with the following details:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Building Plan • Approved by the relevant local authority
3 Quantity Surveyor Report or Civil Engineer’s Report • Report must be detailed.
• Must show the scope of work, estimated cost, and completion stage.
• This is only if the total cost of building your home is more than $10,000.
4 Two (2) quotations from General Contractors • Quotes must be from reputable registered contractors.
• Must show the breakdown of the project in stages with the cost of each stage.
5 Two (2) quotations for building materials • Quotes must be from reputable hardware suppliers.
• This is only if you are going to build your own home.
6 Two (2) quotations for labour • This is only if you are going to build your own home.
7 Evidence of your contribution. • This can be your bank statement OR
• Receipts for materials already purchased OR
• Photos showing materials onsite OR
• Photos showing work in progress
8 Bank Statement • A month old
• Bank Account should be under your name.
9 FNPF 9U01 Form • Completed Form

Do you plan to build your home using only your FNPF money?
You will need to provide us with the following details:

Title (Copy)

  • A month old showing the latest transactions.
  • Signed and stamped by the Registrar of Titles

Building Plan

  • Copy of plan approved by local authority

Quantity Surveyor Report or Civil Engineer’s Report

  • Report must be detailed.
  • Must show the scope of work, estimated cost, and completion stage.
  • This is only if the total cost of building your home is more than $30,000.

One (1) quotation from General Contractors

  • Quotes must be from reputable registered contractors.
  • Must show the breakdown of the project in stages with the cost of each stage.

One (1) quotation for building materials

  • Quotes must be from reputable hardware suppliers.
  • This is only if you are going to build your own home.

One (1) quotation for labour

  • This is only if you are going to build your own home.

Evidence of your contribution.

  • This can be your bank statement OR
  • Receipts for materials already purchased OR
  • Photos showing materials onsite OR
  • Photos showing work in progress

Four (4) photographs

  • Showing 4 angles of building site clearly showing surrounding

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Urban Housing Form

Do you want to extend your home using your FNPF money?
You must provide us with the following details:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Extension Plan • Approved by the relevant local authority
3 Quantity Surveyor Report or Civil Engineer’s Report • Report has to be detailed.
• Must show the scope of work, estimated cost and completion stage.
• This is only if the total cost of building your home is more than $10,000.
4 Two (2) quotations from General Contractors • Quotes must be from reputable registered contractors.
• Must show the breakdown of the project in stages with the cost of each stage.
5 Two (2) quotations for building materials • This is only if you are going to build your own home.
• Quotes must be from reputable hardware suppliers.
6 Two (2) quotations for labour • This is only if you are going to build your own home.
7 Evidence of your contribution. • This can be your bank statement OR
• Receipts for materials already purchased OR
• Photos showing materials onsite OR
• Photos showing work in progress
8 Four (4) photographs • Showing the four sides of your home.
9 Bank Statement • A month old
• Bank Account should be under your name.
10 FNPF 9U01 Form • Completed Form

Do you want to extend your home using your FNPF money?
You must provide us with the following details:

Title (Copy)

  • A month old showing the latest transactions.
  • Signed and stamped by the Registrar of Titles

Extension Plan

  • Copy of plan approved by local authority

Quantity Surveyor Report or Civil Engineer’s Report

  • Report has to be detailed.
  • Must show the scope of work, estimated cost and completion stage.
  • This is only if the total cost of building your home is more than $30,000

One (1) quotation from General Contractors

  • Quotes must be from reputable registered contractors.
  • Must show the breakdown of the project in stages with the cost of each stage.

One (1) quotation for building materials

  • This is only if you are going to build your own home.
  • Quotes must be from reputable hardware suppliers.

One (1) quotation for labour

  • This is only if you are going to build your own home.

Evidence of your contribution.

  • This can be your bank statement OR
  • Receipts for materials already purchased OR
  • Photos showing materials onsite OR
  • Photos showing work in progress

Four (4) photographs

  • Showing the four sides of your home and where you will be extending

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Urban Housing Form

If you want to renovate your home using your FNPF money, you will need to provide us with the following details:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Quantity Surveyor Report or Civil Engineer’s Report • Report has to be detailed.
• Must show the scope of work, estimated cost and completion stage.
• This is only if the total cost of building your home is more than $10,000.
3 Two (2) quotations from General Contractors • Quotes must be from reputable registered contractors.
• Must show the breakdown of the project in stages with the cost of each stage.
4 Two (2) quotations for building materials • This is only if you are going to build your own home.
• Quotes must be from reputable hardware suppliers.
5 Two (2) quotations for labour • This is only if you are going to build your own home.
6 Evidence of your contribution. • This can be your bank statement OR
• Receipts for materials already purchased OR
• Photos showing materials onsite OR
• Photos showing work in progress
7 Four (4) photographs • Showing the four sides of your home.
8 Bank Statement • A month old
• Bank Account should be under your name.
9 FNPF 9U01 Form • Completed Form

If you want to renovate your home using your FNPF money, you will need to provide us with the following details:

Title (Copy)

  • A month old showing the latest transactions.
  •  Signed and stamped by the Registrar of Titles

Quantity Surveyor Report or Civil Engineer’s Report

  • Report has to be detailed.
  • Must show the scope of work, estimated cost and completion stage.
  • This is only if the total cost of building your home is more than $30,000.

One (1) quotation from General Contractors

  • Quotes must be from reputable registered contractors.
  • Must show the breakdown of the project in stages with the cost of each stage.

One (1) quotation for building materials

  • This is only if you are going to renovate your own home.
  • Quotes must be from reputable hardware suppliers.

One (1) quotation for labour

  • This is only if you are going to renovate your own home.

Evidence of your contribution.

  • This can be your bank statement OR
  • Receipts for materials already purchased OR
  • Photos showing materials onsite OR
  • Photos showing work in progress

Four (4) photographs

  • Showing the four sides of your home and where you will be renovating.

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Urban Housing Form

Do you plan to wire your house for electricity using your FNPF money?
You must be a legal owner of the property and give us the following information:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Permit • Approved by FEA
3 Two (2) quotations from General Contractors • Quotes have to be from registered Electricians
• Must show the breakdown of the project in stages with the cost of each stage.
4 Two (2) quotations for building materials • Must be from different hardware/electrical suppliers.
5 Bank Statement • A month old
• Bank Account should be under your name.
6 FNPF 9U01 Form • Completed Form

Do you plan to wire your house for electricity using your FNPF money?
You must be a legal owner of the property and give us the following information:

Title (Copy)

  • A month old showing the latest transactions.
  • Signed and stamped by the Registrar of Titles

Permit

  • Approved by FEA

One (1) quotation from General Contractors

  • Quotes have to be from registered Electricians
  • Must show the breakdown of the project in stages with the cost of each stage.

One (1) quotation for building materials

  • Must be from different hardware/electrical suppliers.

Four (4) photographs

  • Showing the four sides of your home and where work will be done

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Urban Housing Form

Do you plan to install a Solar System using your FNPF money?
You must be the legal owner of the title or lease property and you will need to provide us with the following details:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Two (2) quotations from Electrical Contractors • Quotes must be from registered Electricians
• Must show the breakdown of the project in stages with the cost of each stage.
3 Two (2) quotations of solar system. • If applicable.
4 Bank Statement • A month old
• Bank Account should be under your name.
5 FNPF 9U01 Form • Completed Form

Do you plan to install a Solar System using your FNPF money?
You must be the legal owner of the title or lease property and you will need to provide us with the following details:

Title (Copy)

  • A month old showing the latest transactions.
  • Signed and stamped by the Registrar of Titles

Two (2) quotations from Electrical Contractors

  • Quotes must be from registered Electricians
  • Must show the breakdown of the project in stages with the cost of each stage.

One (1) quotation of solar system.

  • If applicable.

Four (4) photographs

  • Showing the four sides of your home and where work will be done

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Urban Housing Form

Do you plan to install a water tank on your property using your FNPF money?
You must be the legal owner of the property and you will need to provide us with the following details:

# Document Description
1 Title (Copy) • A month old showing the latest transactions.
• Signed and stamped by the Registrar of Titles
2 Two (2) quotations for Water Tank • The quotes must be from reputable hardware suppliers.
• The quotes can include installation costs.
3 Two (2) quotations of Installation • If the installation is done separately.
4 Four (4) photographs • Showing the four sides of your home.
5 Bank Statement • A month old
• Bank Account should be under your name.
6 FNPF 9U01 Form • Completed Form

Discharge
The title of your property is held in the FNPF’s custody and has to be released by us, we will need the following details from you:

# Document Description
1 Letter from Solicitor OR from the Lender • If you have engaged a solicitor or a lender to act on your behalf.
2 Title (Copy) • The copy must be a month old showing the latest transactions.
• Must be certified by the Registrar of Titles.
3 Charge Search • To show the current charges registered on the property.
6 Discharge Form • Completed Form

Do you plan to install a water tank on your property using your FNPF money?
You must be the legal owner of the property and you will need to provide us with the following details:

Title (Copy)

  • A month old showing the latest transactions.
  • Signed and stamped by the Registrar of Titles

One (1) quotation for Water Tank

  • The quotes must be from reputable hardware suppliers.
  • The quotes can include installation costs.

One (1) quotation of Installation

  •  If the installation is done separately.

Four (4) photographs

  • Showing the four sides of your home and where work will be done

Bank Statement

  • A month old
  • Bank Account should be under your name.

Completed Form – Download Urban Housing Form

Discharge
The title of your property is held in the FNPF’s custody and has to be released by us, we will need the following details from you:

Letter from Solicitor OR from the Lender

  • If you have engaged a solicitor or a lender to act on your behalf.

Title (Copy)

  • The copy must be a month old showing the latest transactions.
  • Must be certified by the Registrar of Titles.

Charge Search

  • To show the current charges registered on the property.

Completed Form – Download Discharge Form

Settlement

To settle purchase applications, we will need the following details from you:

Interim Certificate

  • If you have engaged a solicitor or a lender to act on your behalf.

Title (Copy)

  • The copy has to be a month old showing the latest transactions.
  • Has to be certified by the Registrar of Titles.

Cagital Gain Certificate

  • Clearance from FRCS for both vendor and buyer

Stamped transfer Documents

Discharge

If the title of your property is held in FNPF custody and has to be released by us, we will need the following details from you:

Letter from Solicitor OR from the Lender

  • If you have engaged a solicitor or a lender to act on your behalf.

Title (Copy)

  • The copy has to be a month old showing the latest transactions.
  • Has to be certified by the Registrar of Titles.

Charge Search

  • To show the current charges registered on the property.

Identification card

Require ID of the applicant

Authority letter

An authority letter from any FNPF withdrawing Member who is not present during lodgement

Completed Form – Download Discharge Form

Panel of Lenders and Valuers

  1. ANZ Banking Group Ltd
  2. Bank of Baroda
  3. Bred Bank(Fiji)Limited
  4. Bank of South Pacific
  5. Fiji Development Bank
  6. Fiji Teachers’ Union – CTCS
  7. Housing Authority
  8. Home Finance Company Bank
  9. Mataivalu Savings Credit Union
  10. Reserve Bank of Fiji
  11. Westpac Banking Corporation
  12. Sugar Cane Growers Fund
  1. ANZ Banking Group Ltd
  2. Bank of Baroda
  3. Bred Bank(Fiji)Limited
  4. Bank of South Pacific
  1. Fiji Development Bank
  2. Fiji Teachers’ Union – CTCS
  3. Housing Authority
  4. Home Finance Company Bank
  1. Mataivalu Savings Credit Union
  2. Reserve Bank of Fiji
  3. Westpac Banking Corporation
  4. Sugar Cane Growers Fund