Increase Your Contributions

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Contribution Money Bags

You can choose to pay more than the mandate 5% contributions from your wages to boost your FNPF savings, allowing you to save more for your retirement.


How much you can contribute?

Effective 1 April 2020 to 31 December 2021, the maximum contribution allowed for a compulsory member is 30% (5% employer + 5% employee +20% additional and/or excess). Excess contribution is paid by some companies as part of their workers’ benefits paid in additional to the 5% mandated contribution.

You can deduct up to 20% of your gross wages as additional contribution.


Can I decide which account to be increased?

You will need to decide which account the additional contribution is allocated, the Preserved or General Account and/or both.



How Do I Apply?

  • Complete the EAC1 Form
  • Get your employer to sign off on commitment level (inclusive of additional contributions) as per requirements of Section 47(5) of the Employment Relation Promulgation 2007.

FNPF will assess and ensure that deductions are FNPF compliant. You can apply to revoke or amend your request, 12 months from the date of approval.




  • Accumulate your retirement savings
  • Grow your savings through annual interest paid
  • Tax free savings



Employers Responsibility

The additional contribution is paid together with the mandated contribution on the last day of each following month.

For more information please call 3238252, 3238214, 3238259 or 3307811 or email


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