Terms of Use

The following are the disclaimer and terms and conditions relating to the FNPF website.


Website Disclaimer

This website is provided by FNPF and is general information only.

You should assess your own financial situation and needs before making a decision related to product information on this website.



The information on this website is for general information purposes only. It does not take into account your financial situation or specific needs, therefore it doesn't constitute personal advice on investment or financial matters.

You may not always be able to access this website, whether because of scheduled or unscheduled downtime, or for other reasons. You should take this into account in time-sensitive circumstances, such as changing your investment choices, or when you need to provide information to FNPF by a particular date or time.

You should contact FNPF to ask for confirmation of the details and your entitlements and, if required, seek independent advice before making a decision on the basis of the information provided.

By using this website now and in future you acknowledge and agree to these terms of use.

Changes To Terms Of Use

FNPF reserves the right at any time to modify, update or otherwise alter these terms of use. By using this website now and in future you agree to these terms of use, including any changes that may be made in future. We recommend that you visit this page from time to time to review the current terms of use.


Accuracy of information

FNPF does not give any warranty to the accuracy, completeness or currency of the information provided on this website. Although FNPF makes every reasonable effort to maintain current and accurate information, you should be aware that there is still the possibility of inadvertent errors and technical inaccuracies.


Nature of advice

The information provided on this website is of a general nature and does not take into account your objectives, financial situation or specific needs. It should not be taken to be personal advice on financial matters. You should not rely on this information without first contacting FNPF to confirm its completeness and, where necessary, obtain independent advice.


FNPF Decree and FNPF Regulations

The FNPF Decree and Regulations govern the operation and management of FNPF. Where there is a discrepancy between the information on this website and the FNPF Decree or FNPF Regulations, the governing rules in the Decree or Regulations will prevail.



The content of this site has been prepared for residents of Fiji and, as a result, all currency references are shown in Fijian dollars unless otherwise stated. If you are accessing the site in any other country, you should check whether you are entitled to access the site. FNPF does not accept any liability from your accessing the site outside of Fiji.


Warranties and third-party information

To the maximum extent permitted by law, all warranties in respect of the contents of this website and in respect of any site linked to this website and in respect of accessibility of this website are excluded. FNPF excludes to the maximum extent permitted by law any liability which occurs or might arise as a result of the contents of this website or any linked site or as a result of the website being inaccessible for any reason, whether due to negligent act or omission or otherwise.

FNPF does not warrant that this site, or any material contained in or obtained through it, is error- or virus-free. Links to other sites are provided for your convenience only. FNPF is not responsible for the content of these other sites and the provision of such links does not constitute an endorsement of those sites or any associated organisations, product or service. By providing links to other sites, FNPF does not warrant that those sites or any material contained in or obtained from those sites is error- or virus-free.

This site may contain material provided by third parties for general reference or interest. Where such material is provided, the views expressed in this material do not necessarily reflect the official policy of FNPF. Statements made by FNPF members and employers have been published on this website with the written consent of individual members and employers and that consent has not been withdrawn.


Privacy policy

Any private or personal information that FNPF obtains through this website will be treated in accordance with FNPF's privacy policy. This policy includes details of FNPF's use of cookies and guidelines covering links to third parties' websites.



Except where otherwise stated, the copyright and intellectual property rights of the information contained on this website belong to and remain the property of FNPF. You may use the information on this website for your own non-commercial use, but you may not use, copy, reproduce, store or alter in any way the information and material provided without the prior written consent of FNPF.


Reasonable use

You may not use the information on this website in any way that is unlawful. In particular, you may not use it to:

  • Defame, abuse, harass, stalk, threaten or otherwise offend others
  • Publish, distribute, email, transmit or disseminate any material which is unlawful, obscene, defamatory, indecent, offensive or inappropriate, use any automated scripting tools or software
  • Engage in or promote any surveys, contests, pyramid schemes, chain letters, unsolicited emailing or spamming
  • Upload, post, email, transmit or otherwise make available any material that you do not have a right to make available under any law or contractual obligation or which contains viruses or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware
  • Impersonate any person or entity
  • Breach any applicable laws or regulations.



If you have any queries about the terms of use, please contact the FNPF on +679 3307 811.

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